Chartered Wealth Manager
(CWM®)
Chartered Wealth Manager® (CWM®)
Your Pathway to Comprehensive Wealth Management Knowledge
The Chartered Wealth Manager® certification is designed to develop comprehensive knowledge across financial planning, investment management, portfolio construction, risk management, retirement planning, taxation and estate planning.
The programme provides a structured approach to understanding the financial needs of individuals and families, with particular relevance to wealth management and financial advisory roles.
Why Pursue CWM®?
Comprehensive Financial Knowledge
Understand wealth management as an integrated discipline rather than a collection of individual financial products.
Investment & Portfolio Expertise
Develop knowledge of investment alternatives, portfolio construction, asset allocation and risk management.
Holistic Financial Planning
Explore the relationship between investments, insurance, taxation, retirement planning and wealth transfer.
Practical Financial Applications
Apply financial concepts to client needs, financial situations and wealth management decisions.
Professional Development
Strengthen competencies relevant to banking, wealth management and financial services careers.
CWM® Programme Structure
The CWM® curriculum comprises two levels and 20 units, combining foundational and advanced wealth management education.
Foundation Level
Building the Fundamentals of Wealth Management
The Foundation Level introduces essential concepts required to understand financial markets, investment products, financial planning and wealth management.
- Principles of wealth management
- Indian and global financial systems
- Investment vehicles and financial products
- Investment risk and returns
- Insurance and risk management
- Wealth management in banking
- Legal and regulatory considerations
- Taxation principles
- Life-cycle and retirement planning
- Intergenerational wealth transfer
Advanced Level
Developing Comprehensive Wealth Management Expertise
The Advanced Level builds upon foundational knowledge and explores more complex financial situations, investment strategies and wealth management applications.
- Equity analysis
- Alternative investment products
- Real estate investment and valuation
- Behavioural finance
- Portfolio management strategies
- Client relationship management
- International taxation and wealth structuring
- Advanced wealth management concepts
- Wealth management practice and professional applications
- Comprehensive wealth planning
The programme also incorporates practical assignments and wealth planning applications as prescribed by AAFM India.
Who Should Pursue CWM®?
Designed for Aspiring and Practising Financial Professionals
Students & Graduates
Individuals interested in pursuing careers in wealth management, banking and financial services.
Banking Professionals
Relationship managers, branch managers and banking professionals seeking specialised wealth management knowledge.
Mutual Fund Distributors
Professionals interested in expanding their understanding of comprehensive financial planning and wealth management.
Financial Advisors
Individuals seeking to strengthen technical knowledge across financial planning and investment management.
Insurance Professionals
Professionals interested in developing a broader understanding of financial protection and wealth management.
Wealth Managers
Practising professionals seeking structured professional education and advanced wealth management knowledge.
CWM® Eligibility & Registration Pathways
AAFM India provides different registration pathways depending on the candidate's qualifications and professional experience.
Compulsory Pathway
Designed for candidates entering the wealth management profession or those who do not qualify for the experience-based pathway.
Candidates generally complete the prescribed education, Level I and Level II examinations, and applicable project requirements.
Candidates may begin enrolment after completing 10+2, while a graduate degree is required for the award of the charter.
Experience Pathway
Designed for eligible professionals with relevant financial services experience.
Subject to AAFM India's verification and approval, candidates may qualify for an exemption from the Level I examination.
The applicable advanced examination, curriculum and project requirements must still be completed.
Final eligibility, exemptions and certification requirements are determined by AAFM India.
Your CWM® Learning Journey
Six Steps Towards Professional Certification
Explore
Understand the programme, curriculum and career relevance.
Assess Eligibility
Identify the appropriate registration pathway based on qualifications and experience.
Enrol
Complete the prescribed registration process and documentation.
Learn
Undertake the required curriculum and structured educational preparation.
Prepare & Qualify
Complete the applicable examinations and project requirements.
Achieve Certification
Candidates fulfilling the prescribed requirements become eligible for the award of the CWM® designation by the authorised certification body.
Begin Your CWM® Journey
Take the next step towards structured professional education in wealth management.